Pension
Product
FINQ is an AI powered financial platform that helps people optimize their pension and investment plans.
Pension product uses AI to simplify complex data, offering clear ratings, personalized insights, and a transparent view of all plans to guide smarter decisions.
Years
2024-2025
Role
Product Designer
Platform
Web / Mobile / Tablet
Industry
Finance
The users
Pension savers
Has limited financial knowledge and seeks confidence and clear guidance.
Employee via employer
Receives job benefits but wants transparency and practical advice.
Pain points
No clear ranking
and hard to understand
Biased guidance
from conflicts of interest
Hard to compare
retirement savings
2 plans
Check up
Reviews the user’s existing pension products, highlights gaps or inefficiencies, and identifies opportunities for improvement.
Managed
Provides personalized pension management with continuous monitoring and adjustments for better outcomes.
Smart rankings
Onboarding
Simple process ro build a financial profile, gathers key details to build a personalized pension portfolio.
Process overview
The flow begins with an intro screen that maps out each step, giving users a clear overview of the process.
Tone personalization
Flow starts with preferred address, personalizing all following questions, for a more engaging experience.
ID verification
Uploading an ID photo meets regulations, enables pension data retrieval, and verifies identity.
Basic details
Personal information is auto-filled from the scanned ID, saving time and effort early in the process.
KYC questions
Collects key status and background details essential for assessing pension product suitability.
Financial profile questions
Each question clarifies its purpose, building transparency and trust.
Data import
The next step is to gather all user pension data into a single, centralized view.
Pension forecasts & portfolio
Pension forecasts
Including amounts saved to date and expected payouts at retirement, in case of disability, or in the event of death.
Product-by-product view
View of all pension plans, including key details such as product rating, status, and other essential information.
Full product info
Value proposition
Highlights upgrades and potential gains, helping users decide confidently.
Revenue sharing
Shares 25% of provider revenue, ensuring transparency and alignment before upgrades.
Upgrade recommendations & value
Before action, users see upgrade suggestions with the potential financial gain for each.
Insights
Designed to simplify complex pension decisions by turning raw data into clear, actionable advice.
